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Editorial

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Renata Devčić, Head of Marketing

Dear readers,

Welcome to the 11th issue of the InPayments magazine! I'd like to offer my heartfelt thanks to our faithful readers and also to everyone involved in the making of the InPayments Magazine. Here at Mercury Processing Services International, we enjoy sharing with you all our thoughts and knowledge regarding the various topics surrounding the payments industry. 

Thus, we’ve laid out an overview of the most recent developments in combating fraud and talked about how machine learning, behavioral analysis, and chatbots are already becoming valuable cybersecurity tools. We’ve then considered the possible role of Facebook, LinkedIn and social networks in general in fraud prevention, as well as the effects GDPR may have on cybercrime. 

The InPayments Magazine is merely a means of reaching an interested audience and we are proud to have our employees also feature as guest speakers at various conferences. You can read all about these events in our Company News section. 

December is that time of year when we feel especially festive and look back on everything that happened in the past twelve months but also, more importantly, make plans for the upcoming year.

And we dived into the current state of fraud prevention in a fraud-heavy area: airline travel.

Did you know user experience is becoming increasingly important to the payments industry? The question of the day is: Can UX affect fraud prevention?

However, our involvement in events doesn't stop there: we also organize them, providing our esteemed clients with many interesting guest speakers who cover topics they've expressed interest in.

As always, our Industry News section provides a rundown of the most important and interesting developments and events in the financial world.

Small and medium-sized businesses are the future, so we have taken a look now at their needs and wants when it comes to fraud prevention and we talk about how their banks can help them.

Also, we discussed the effect of PSD2 on fraud detection as well as the changes 3DS 2.0 is expected to bring, while taking into account some of the latest developments and projections.

This issue covers a topic of great interest to us: fraud. Our own fraud team is an exceptional asset to our company and in this issue and we'd like to share some of their current work with our readers. 

A merry and beautiful December to you all, dear readers, as well as a lovely New Year's celebration, and may the coming year bring us many more wonderful moments.